Auto Insurance In Michigan Auto insurance is extremely high in Michigan as we all are aware of. Michigan auto insurance is the third highest in the nation and we are still climbing, I think this is ridiculous. I had a long talk with my agent and expressed my frustrations to her about the rates. I have never been in an accident or had any tickets and paid my premiums on time. My agent response was we are in Michigan and we are one of the states that have the highest premiums in the U.S. She explained that we are a no fault state and that plays a factor in the premiums, which means that insurance companies have to pay the cost of any car accident a customer is involved in regardless of which driver was at fault. I respond to her and said I know that but it does not make it right. I live in Pontiac and that does not help at all but what does a zip code have to do with my rate apparently a lot. Also credit rating is a factor, which that is not an issue for me. I have family in North Ca...
